You can access between NGN100,000.00 to NGN10,000,000.00 subject to your level of income and exposure to other loans.  

csense loans are currently available only to salary earners living in Lagos.   

Yes, your application is subject to a credit check before final approval and funds disbursement.

1. BVN
2. 6 months bank statement and payslip (salary account)
3. Government-issued ID
4. Official ID (Work ID)
5. 1 Passport Photo
6. Employment or Confirmation Letter

You will get an email confirming whether the loan has been approved or not. If you do not receive this email within 12 hours, please send an email to contact@csense.com.ng.  

Our interest rate is a flat rate charged monthly. 

On your salary payday.

Yes, you can top-up your existing loan after you have made a 50% payment on your existing loan without a default. You will also need to provide your updated bank statement and issue new post-dated cheques.

Yes, you can at no extra charge. You would, however, pay your outstanding principal and interest up until the day when you are liquidating.   

Yes, late repayment attracts 0.17% of the default amount.   

You can contact csense via the following means, email – contact@csense.com.ng, phone - +2349062000280, and office address  

We charge a processing fee of 2%, apart from which there are no other charges.  

Please send us an email at contact@csense.com.ng or call us at +2349062000280 and we will refund the second debit after due confirmation.